About QC | Who We Are

QC Holdings is a customer-focused provider of convenient financial solutions that meet the immediate needs of mainstream consumers.

Based in Overland Park, Kansas, QC operates about 436 branch locations across the United States, offering a variety of financial services that include short-term loans, check cashing, money orders and money transfers. QC offers consumer loans via the Internet as Lumena Lending at www.lumenalending.com, and longer-term installment as Sterling Point Financial.

Our company started in 1984 with the opening of a rent-to-own store near Kansas City, Missouri. To meet customer needs, co-founders Don Early and Mary Lou Andersen began offering check cashing services in 1989, and short-term loans in 1992.

Recognizing the strong demand for financial products and services, the company in 1994 sold the rent-to-own stores to focus on check cashing and short-term lending. Within two years, QC grew from 48 to more than 150 locations through new store openings and acquisitions as QC capitalized on strong consumer demand and used its talented regional management group to open new branches across the country.

Recognizing that its growth could be fueled by new investment, QC became one of a few publicly traded payday loan companies on July 16, 2004. QC trades stock on the NASDAQ under the symbol “QCCO.”

From 2007 through 2013, QC diversified to offer a wider variety of consumer-directed products and services, including longer term installment loans, Internet loans via Lumena Lending, and small business loans via its QC Capital Solutions unit. In 2011 QC acquired Vancouver, Canada-based Direct Credit Holdings, owner of Credilogic, a leading provider of online loans to Canadian consumers.

Who We Are